JS Bank Car Finance

JS Bank offers the CarAamad program which is an instalment-based loan program offering the following benefits.

Features and Benefits

Car Type

Choice between financing for new, used and imported cars

Flexible Down Payment

Pay as low as 30% with flexible down payment options

Monthly Instalment

Select monthly instalment plan from multiple options up to 7 years

First-Year Insurance Financing

Comprehensive insurance coverage during the tenure of the financing

Reputable Insurance Partners

Insurance through EFU General Insurance, Shaheen Insurance, Adamjee General Insurance, Askari General Insurance & TPL Direct Insurance

Early Settlement Option

Financing based on a floating rate of 1-Year KIBOR + 7% or fixed rate of 1-Year KIBOR + 10%

Co-borrower Facility

Add a Co-Borrower to the Loan

Loan Money

Get a Loan from Rs. 300,000 to Rs. 3 Million

Car Loan Calculator

New Car
Used Car

JS Bank is one of Pakistan's fastest-growing banks, with both an international and domestic presence. The bank is a pioneer in the fields of SME, consumer lending, and digital financial services. There are 282 branches of The Bank spread throughout 122 cities. This enormous network was built in under 8 years. The Green Climate Fund has recognised the Bank for its commitment to addressing climate change and granted it approval to fund projects up to USD 250 million each. In terms of consumer, retail, corporate, private, investment, and digital financial services, it offers a wide range of well-organized services. They have introduced Zindagi, the only digital banking platform in Pakistan that lets millennials and Generation Z register a full-fledged account online. With a wide range of digital-first products, including Mobile First Banking and WhatsApp, JS Bank aggressively promotes digital goods and services that cater to the requirements and wants of clients in the twenty-first century.

Required Documents

2 passport-size images
Valid CNIC copy
Your salary slip for salary evidence
Utility bills copy
Biometric verification
Bank statement

Eligibility

Pakistani CNIC Holders between 21 and 70 years
Salaried Permanent Employees: CCM A, B & C – 6-month employment, Min. PKR 35,000/- per month net take home for Employee Banking clients
Contractual Employees: Min. 1-year employment with the present employer, Min. Rs. 75,000 per month net take-home salary

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